Mortgage Financing Appraisals in St. Louis
Accurate, lender-ready valuations for smooth home financing — trusted by buyers, brokers, and lenders across the region.
Probate Appraisals for Court Proceedings
Accurate, lender-ready valuations for smooth home financing — trusted by buyers, brokers, and lenders across the region.
Probate Appraisals for Court Proceedings
Accurate, lender-ready valuations for smooth home financing — trusted by buyers, brokers, and lenders across the region.
Mortgage Financing Appraisals in St. Louis
Accurate, lender-ready valuations for smooth home financing — trusted by buyers, brokers, and lenders across the region.
What Is a Mortgage Appraisal?
A mortgage appraisal is a professional property valuation required during the home loan approval process. It determines the fair market value of the home to ensure it supports the loan amount being requested.
Lenders use the appraisal to confirm that the property is worth the amount being borrowed, protecting both the bank and the buyer from overpaying.
Why Do I Need a Mortgage Appraisal?
Why Do I Need a Mortgage Appraisal?
Loan Approval: Lenders require it before finalizing your mortgage.
Value Verification: Confirms you're not overpaying for the home.
Refinancing: Needed to assess current market value when restructuring a loan.
FHA, VA, and Conventional Loans: Most loan types require a certified appraisal.
Fast Closings: An accurate appraisal keeps your financing on track.
We deliver fast, clean reports that lenders trust — helping your deal move forward.
Why You Need a Specialist
Not all appraisals meet lender standards. You need an appraiser who:
Understands loan-specific guidelines (FHA, VA, Conventional)
Prepares lender-compliant, USPAP-certified reports
Can coordinate with loan officers, brokers, and real estate agents
Responds quickly to meet closing timelines
We deliver accurate, on-time appraisals that support smooth financing — without delays or surprises.
Why Families and Professionals Trust Authority Appraisals
Trusted & Proven
440+ 5-star reviews from families, attorneys & CPAs across Missouri & Illinois.
Certified Reports
48-hour turnaround on most appraisals. Court & IRS compliant reports.
Local Experts
Based in St. Louis — we understand both the market and the moments that matter.
Why Families & Professionals Trust Authority Appraisals
Trusted & Proven
440+ 5-star reviews from families, attorneys & CPAs across Missouri & Illinois.
Certified Reports
48-hour turnaround on most appraisals. Court & IRS compliant reports.
Local Experts
Based in St. Louis — we understand both the market and the moments that matter.
Why Families and Professionals Trust Authority Appraisals
Trusted & Proven
440+ 5-star reviews from families, attorneys & CPAs across Missouri & Illinois.
Certified Reports
48-hour turnaround on most appraisals. Court & IRS compliant reports.
Local Experts
Based in St. Louis — we understand both the market and the moments that matter.
Why Families and Professionals Trust Authority Appraisals
Trusted & Proven
440+ 5-star reviews from families, attorneys & CPAs across Missouri & Illinois.
Certified Reports
48-hour turnaround on most appraisals. Court & IRS compliant reports.
Local Experts
Based in St. Louis — we understand both the market and the moments that matter.
What Our Clients Are Saying
Over
+
5 Star Reviews
Jeanie Loyd
I had a great experience with Zach! My appointment was scheduled quickly, and Zach stayed in communication with me. He was flexible with his availability. On the day of my appraisal, Zach was prompt, courteous and friendly. He informed me of the next steps. Overall, it was a really great 5 star experience. Thank you, Zach!
Stephen Bezdek
Stephanie was great to work with. Her communication throughout the process was top notch, her questions were spot on and her final report was excellent. Her rationale for her final number was thoroughly explained and she provided ample documentation to justify that number. A true professional that I would recommend to anyone.
Vicki Christopher
I highly recommend Authority Appraisals. They are professional, very responsive, and happy to help you! I would definitely call them first for your appraisal needs.
Robert Schaeg
I'm very pleased with the service provided by Authority Appraisals. We had James come out and look at a piece property for Estate purposes. James took his time going through the house and based on how detailed the report was, I know he spent a lot of time researching to give me a fair and honest value for the property which I truly appreciate. I would definitely recommend Authority Appraisals to anyone that asked.
Caleb Singleton
Pam was out recently to appraise our house. She was so nice and efficient! She made the process so easy for us and had the appraisal turned around quickly to our lender. The whole team there is great to deal with and I have no reservations recommending them to anyone.
Adam Wiener
Easy 5 star review! Bad decisions are made when you fail to avoid those low quality appraisers who do not know how to properly produce an accurate appraisal. Zack and his team leave no stones unturned, they will measure and do the necessary research. You will get an accurate thorough written appraisal if you hire Zack
Amy Bartell
Authority Appraisals did a wonderful job appraising my home. The appraiser was polite, professional and very detailed. They were upfront about the process and answered all of my questions. I would definitely recommend this company to anyone in need of appraisal services.
Terra Treece
Zack was well informed and answered every question I had. He’s an expert in this field and I would highly recommend him to anyone needing an appraisal, whether personal or professional. Thanks for supplying me with wealth of knowledge!
Ashley Grier
Very informative. Zack knows his information and understands the real estate market from a realtor’s perspective. He’s kind and generous with his knowledge. Highly recommend.
Maizee Styf
Zack was incredibly helpful and informative. He worked quickly and was very prompt with responses and information! We would highly recommend him and will most likely use him for any of our future appraisal needs!
Mark Muehleisen
Appraiser was professional, courteous, and very knowledgeable about the appraisal process. Offered to answer any further questions we had after the process was finished.
Shawn Tihen
Zach has been an appraiser for our company/branch for almost 15 years. He and his staff deliver their reports in a timely manner and more importantly provides quality reports which is critical for us and our customers. They are always available to answer any of our underwriters questions when they come up. If you are looking to add an appraiser or appraisers to your rotation; you'll be very happy with Authority Appraisals.
Sharon Rhodes
I have had 2 appraisals with this company. I used them because they were extremely responsive as well as knowledgeable. Most importantly I felt that I could trust the work they were doing.
Stacy Shipman
Great job! Fast, inexpensive, and very happy with the price outcome. Friendly and very on top of everything. Great communication! Thank you!
What Our Clients Are Saying
Over
+
5 Star Reviews
Jeanie Loyd
I had a great experience with Zach! My appointment was scheduled quickly, and Zach stayed in communication with me. He was flexible with his availability. On the day of my appraisal, Zach was prompt, courteous and friendly. He informed me of the next steps. Overall, it was a really great 5 star experience. Thank you, Zach!
Stephen Bezdek
Stephanie was great to work with. Her communication throughout the process was top notch, her questions were spot on and her final report was excellent. Her rationale for her final number was thoroughly explained and she provided ample documentation to justify that number. A true professional that I would recommend to anyone.
Vicki Christopher
I highly recommend Authority Appraisals. They are professional, very responsive, and happy to help you! I would definitely call them first for your appraisal needs.
Robert Schaeg
I'm very pleased with the service provided by Authority Appraisals. We had James come out and look at a piece property for Estate purposes. James took his time going through the house and based on how detailed the report was, I know he spent a lot of time researching to give me a fair and honest value for the property which I truly appreciate. I would definitely recommend Authority Appraisals to anyone that asked.
Caleb Singleton
Pam was out recently to appraise our house. She was so nice and efficient! She made the process so easy for us and had the appraisal turned around quickly to our lender. The whole team there is great to deal with and I have no reservations recommending them to anyone.
Adam Wiener
Easy 5 star review! Bad decisions are made when you fail to avoid those low quality appraisers who do not know how to properly produce an accurate appraisal. Zack and his team leave no stones unturned, they will measure and do the necessary research. You will get an accurate thorough written appraisal if you hire Zack
Amy Bartell
Authority Appraisals did a wonderful job appraising my home. The appraiser was polite, professional and very detailed. They were upfront about the process and answered all of my questions. I would definitely recommend this company to anyone in need of appraisal services.
Terra Treece
Zack was well informed and answered every question I had. He’s an expert in this field and I would highly recommend him to anyone needing an appraisal, whether personal or professional. Thanks for supplying me with wealth of knowledge!
What Our Clients Are Saying
Over
+
5 Star Reviews
Jeanie Loyd
I had a great experience with Zach! My appointment was scheduled quickly, and Zach stayed in communication with me. He was flexible with his availability. On the day of my appraisal, Zach was prompt, courteous and friendly. He informed me of the next steps. Overall, it was a really great 5 star experience. Thank you, Zach!
Stephen Bezdek
Stephanie was great to work with. Her communication throughout the process was top notch, her questions were spot on and her final report was excellent. Her rationale for her final number was thoroughly explained and she provided ample documentation to justify that number. A true professional that I would recommend to anyone.
Vicki Christopher
I highly recommend Authority Appraisals. They are professional, very responsive, and happy to help you! I would definitely call them first for your appraisal needs.
Robert Schaeg
I'm very pleased with the service provided by Authority Appraisals. We had James come out and look at a piece property for Estate purposes. James took his time going through the house and based on how detailed the report was, I know he spent a lot of time researching to give me a fair and honest value for the property which I truly appreciate. I would definitely recommend Authority Appraisals to anyone that asked.
Caleb Singleton
Pam was out recently to appraise our house. She was so nice and efficient! She made the process so easy for us and had the appraisal turned around quickly to our lender. The whole team there is great to deal with and I have no reservations recommending them to anyone.
Adam Wiener
Easy 5 star review! Bad decisions are made when you fail to avoid those low quality appraisers who do not know how to properly produce an accurate appraisal. Zack and his team leave no stones unturned, they will measure and do the necessary research. You will get an accurate thorough written appraisal if you hire Zack
Amy Bartell
Authority Appraisals did a wonderful job appraising my home. The appraiser was polite, professional and very detailed. They were upfront about the process and answered all of my questions. I would definitely recommend this company to anyone in need of appraisal services.
Terra Treece
Zack was well informed and answered every question I had. He’s an expert in this field and I would highly recommend him to anyone needing an appraisal, whether personal or professional. Thanks for supplying me with wealth of knowledge!
Ashley Grier
Very informative. Zack knows his information and understands the real estate market from a realtor’s perspective. He’s kind and generous with his knowledge. Highly recommend.
Maizee Styf
Zack was incredibly helpful and informative. He worked quickly and was very prompt with responses and information! We would highly recommend him and will most likely use him for any of our future appraisal needs!
Mark Muehleisen
Appraiser was professional, courteous, and very knowledgeable about the appraisal process. Offered to answer any further questions we had after the process was finished.
Shawn Tihen
Zach has been an appraiser for our company/branch for almost 15 years. He and his staff deliver their reports in a timely manner and more importantly provides quality reports which is critical for us and our customers. They are always available to answer any of our underwriters questions when they come up. If you are looking to add an appraiser or appraisers to your rotation; you'll be very happy with Authority Appraisals.
Sharon Rhodes
I have had 2 appraisals with this company. I used them because they were extremely responsive as well as knowledgeable. Most importantly I felt that I could trust the work they were doing.
Stacy Shipman
Great job! Fast, inexpensive, and very happy with the price outcome. Friendly and very on top of everything. Great communication! Thank you!
What Our Clients Are Saying
Over
+
5 Star Reviews
Jeanie Loyd
I had a great experience with Zach! My appointment was scheduled quickly, and Zach stayed in communication with me. He was flexible with his availability. On the day of my appraisal, Zach was prompt, courteous and friendly. He informed me of the next steps. Overall, it was a really great 5 star experience. Thank you, Zach!
Stephen Bezdek
Stephanie was great to work with. Her communication throughout the process was top notch, her questions were spot on and her final report was excellent. Her rationale for her final number was thoroughly explained and she provided ample documentation to justify that number. A true professional that I would recommend to anyone.
Vicki Christopher
I highly recommend Authority Appraisals. They are professional, very responsive, and happy to help you! I would definitely call them first for your appraisal needs.
Robert Schaeg
I'm very pleased with the service provided by Authority Appraisals. We had James come out and look at a piece property for Estate purposes. James took his time going through the house and based on how detailed the report was, I know he spent a lot of time researching to give me a fair and honest value for the property which I truly appreciate. I would definitely recommend Authority Appraisals to anyone that asked.
Caleb Singleton
Pam was out recently to appraise our house. She was so nice and efficient! She made the process so easy for us and had the appraisal turned around quickly to our lender. The whole team there is great to deal with and I have no reservations recommending them to anyone.
Adam Wiener
Easy 5 star review! Bad decisions are made when you fail to avoid those low quality appraisers who do not know how to properly produce an accurate appraisal. Zack and his team leave no stones unturned, they will measure and do the necessary research. You will get an accurate thorough written appraisal if you hire Zack
Amy Bartell
Authority Appraisals did a wonderful job appraising my home. The appraiser was polite, professional and very detailed. They were upfront about the process and answered all of my questions. I would definitely recommend this company to anyone in need of appraisal services.
Terra Treece
Zack was well informed and answered every question I had. He’s an expert in this field and I would highly recommend him to anyone needing an appraisal, whether personal or professional. Thanks for supplying me with wealth of knowledge!
Ashley Grier
Very informative. Zack knows his information and understands the real estate market from a realtor’s perspective. He’s kind and generous with his knowledge. Highly recommend.
Maizee Styf
Zack was incredibly helpful and informative. He worked quickly and was very prompt with responses and information! We would highly recommend him and will most likely use him for any of our future appraisal needs!
Mark Muehleisen
Appraiser was professional, courteous, and very knowledgeable about the appraisal process. Offered to answer any further questions we had after the process was finished.
Shawn Tihen
Zach has been an appraiser for our company/branch for almost 15 years. He and his staff deliver their reports in a timely manner and more importantly provides quality reports which is critical for us and our customers. They are always available to answer any of our underwriters questions when they come up. If you are looking to add an appraiser or appraisers to your rotation; you'll be very happy with Authority Appraisals.
Sharon Rhodes
I have had 2 appraisals with this company. I used them because they were extremely responsive as well as knowledgeable. Most importantly I felt that I could trust the work they were doing.
Stacy Shipman
Great job! Fast, inexpensive, and very happy with the price outcome. Friendly and very on top of everything. Great communication! Thank you!
Our simple 3-step process:
Request a quote
Get started with a free online quote.
Schedule your appraisal
Choose a time that works best for you.
Receive your report
Get your detailed, accurate appraisal quickly.
Our simple 3-step process:
Request a quote
Get started with a free online quote.
Schedule your appraisal
Choose a time that works best for you.
Receive your report
Get your detailed, accurate appraisal quickly.
Our simple 3-step process:
Request a quote
Get started with a free online quote.
Schedule your appraisal
Choose a time that works best for you.
Receive your report
Get your detailed, accurate appraisal quickly.
"They kept our closing on track and gave us exactly what the lender needed — fast and easy."
– Ashley R., Homebuyer in St. Louis
"They kept our closing on track and gave us exactly what the lender needed — fast and easy."
– Ashley R., Homebuyer in St. Louis
"They kept our closing on track and gave us exactly what the lender needed — fast and easy."
– Ashley R., Homebuyer in St. Louis
"They kept our closing on track and gave us exactly what the lender needed — fast and easy."
– Ashley R., Homebuyer in St. Louis
Proudly Serving Communities Across Missouri & Illinois
View our coverage areas for residential and commercial property appraisals using the tabs below.
Residential in Missouri
Residential in Illinois
Comercial Appraisals
REQUEST A QUOTE
In our service area? We make it easy to get started.
Serving Communities Across Missouri & Illinois
View our coverage areas for residential and commercial property appraisals using the tabs below.
Residential in Missouri
Residential in Illinois
Comercial Appraisals
REQUEST A QUOTE
In our service area?
Proudly Serving Communities Across Missouri & Illinois
View our coverage areas for residential and commercial property appraisals using the tabs below.
Residential in Missouri
Residential in Illinois
Comercial Appraisals
REQUEST A QUOTE
In our service area? We make it easy to get started.
Proudly Serving Communities Across Missouri & Illinois
View our coverage areas for residential and commercial property appraisals using the tabs below.
Residential in Missouri
Residential in Illinois
Comercial Appraisals
REQUEST A QUOTE
In our service area? We make it easy to get started.
Frequently Asked Questions
FAQ's
Q: Are your appraisers licensed and approved for mortgage lending?
Q: Are your appraisers licensed and approved for mortgage lending?
Q: Are your appraisers licensed and approved for mortgage lending?
Q: Who orders the appraisal — me or the lender?
Q: Who orders the appraisal — me or the lender?
Q: Who orders the appraisal — me or the lender?
Q: What’s included in the appraisal report?
Q: What’s included in the appraisal report?
Q: What’s included in the appraisal report?
Q: How long does the appraisal take?
Q: How long does the appraisal take?
Q: How long does the appraisal take?
Q. What happens if the appraisal is lower than expected?
Q. What happens if the appraisal is lower than expected?
Q. What happens if the appraisal is lower than expected?
Ready to get started?
Feel free to contact us and get a free quote!
Ready to get started?